Vacation Home

Relax....  and get the home of your dreams!

  • We’ll find the right mortgage to suit your needs. We have several mortgage options to help you buy and finance a second home, even with as little as 10% down!
  • A prequalification gives your offer more bargaining leverage. Sellers and agents know you’ve got your paperwork together and are ready to buy.

Why choose Us?

All of our Mortgage Originators are federally licensed.  Talking to a licensed Mortgage Originator is an important step to getting the right mortgage. Everybody has different mortgage needs and you Mortgage Originator will know which questions to ask in order to best match you with the right mortgage and monthly payment.

Personalized Help.  The Mortgage Originator will also explain all the steps–from getting started, to locking in your low rate, to closing your mortgage because we are a direct lender, if you have any questions during the mortgage process, you will have one direct number enabling you to get quick answers straight from the source.  Start your secure online Mortgage Application now!


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Elmira Savings Bank is an approved Seller/Servicer of Freddie Mac, FHA/Department of Housing & Urban Development, VA, USDA, and SONYMA (NY Only). Elmira Savings Bank is an Equal Housing Lender committed to ensuring every applicant for credit receive fair and equal treatment throughout the credit application and approval process, as embodied in the Equal Credit Opportunity Act and the Fair Housing Act. All mortgage lending products are subject to credit and property approval. Rates and program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

External links and content are being provided for informational purposes only. Elmira Savings Bank has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one.

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